Purchasing land is a significant investment, especially in a city like Bangalore, where real estate is booming. However, before making any commitments, it is essential to verify key legal documents to ensure the transaction is safe and free from disputes. Here’s a guide to the top legal documents you must check before buying land in Bangalore.
1. Title Deed
The title deed is the most critical document as it establishes the ownership of the land.
- Ensure the seller has a clear and marketable title.
- The deed should explicitly state that the seller has full rights to sell the property.
- Verify the title deed with a legal expert to avoid fraudulent claims.
2. Encumbrance Certificate (EC)
The Encumbrance Certificate ensures that the land is free from legal or financial liabilities.
- Obtain this certificate from the sub-registrar’s office.
- It provides a history of ownership and any mortgages or legal claims on the property.
- Check the EC for a minimum of 13-15 years.
3. Sale Agreement
The sale agreement outlines the terms and conditions of the sale.
- Ensure all details, such as the property description, sale price, and payment terms, are accurately mentioned.
- Verify that the agreement complies with legal standards and includes signatures from both parties.
4. Khata Certificate and Khata Extract
Khata is an account maintained by the municipal authorities, documenting property tax details.
- Khata Certificate: Necessary for property registration and transferring ownership.
- Khata Extract: Provides property details, including size, location, and usage type.
- Ensure the property has an “A Khata,” indicating it is fully legal and compliant with zoning regulations.
5. Land Conversion Certificate
If the land was originally agricultural, a Land Conversion Certificate is required to convert it for residential or commercial use.
- Issued by the Deputy Commissioner’s office.
- Verify that the conversion is complete and authorized for your intended use.
6. Approved Layout Plan
Ensure the layout plan of the plot has been approved by the relevant authorities, such as BDA (Bangalore Development Authority) or BBMP (Bruhat Bengaluru Mahanagara Palike).
- Unauthorized layouts can lead to legal complications.
- Cross-check the plan with the local planning authority.
7. Property Tax Receipts
Ensure all property taxes have been paid up to date by the seller.
- Request receipts for the past few years as proof of payment.
- Verify these receipts with the local municipal office.
8. Power of Attorney (If Applicable)
If the seller is not the actual owner but is selling on their behalf, they must possess a valid Power of Attorney (POA).
- Verify that the POA is legally executed and registered.
- Avoid purchasing land from sellers with unregistered or dubious POAs.
9. No Objection Certificates (NOCs)
Some lands may require NOCs from various departments, such as:
- Pollution control
- Local municipal authorities
- Environmental and forest departments
Verify these NOCs to ensure the land complies with all legal and environmental regulations.
10. Land Records and RTC (Record of Rights, Tenancy, and Crops)
Land records provide detailed information about the land’s ownership, tenancy, and usage.
- RTC documents are maintained by the Revenue Department.
- Check these records to confirm the land’s history and current status.
Bonus Tip: Conduct a Physical Survey
While documents are essential, a physical survey of the land helps verify boundaries and identify encroachments. Hire a licensed surveyor to confirm the land’s dimensions match the records.
Final Thoughts
Verifying these documents is crucial for a smooth and legally secure land purchase. Partnering with a trusted real estate developer like Ankhor Associates ensures that you get access to legally verified plots, saving you time and effort.
Need expert guidance? Contact Ankhor Associates for assistance with finding legally compliant plots in Bangalore’s prime locations. Your dream land is just a step away!